News for 'Savings Bank Account'

Saving smartly! 10 quick tips to get you started

Saving smartly! 10 quick tips to get you started

Rediff.com27 Jan 2015

Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.

Self-Employed? How To Get Term Insurance?

Self-Employed? How To Get Term Insurance?

Rediff.com13 Feb 2024

A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.

Electoral bonds: SBI gets SC notice for not disclosing bond numbers

Electoral bonds: SBI gets SC notice for not disclosing bond numbers

Rediff.com15 Mar 2024

A five-judge Constitution bench headed by Chief Justice D Y Chandrachud, which was hearing an application filed by the Election Commission (EC) seeking a modification of the operative portion of its March 11 order in the electoral bonds case, directed its registrar (judicial) to ensure that the data filed earlier by the poll panel before it in a sealed cover be scanned and digitised.

'Jobs Have To Be Created Everywhere'

'Jobs Have To Be Created Everywhere'

Rediff.com25 Jul 2024

'I found it unbelievable that L&T said 45,000 jobs were waiting to be filled because of unavailability of suitable skillsets.' 'So, when the Opposition sweepingly says there are no jobs, I'm sorry... I'm not saying it's raining jobs, but there are jobs. The (skill) gap has to be bridged.'

Are you creating black money unwittingly?

Are you creating black money unwittingly?

Rediff.com29 Jan 2015

Tax rules that could land you in trouble

Ramoji Rao, The Telugu Colossus

Ramoji Rao, The Telugu Colossus

Rediff.com10 Jun 2024

Ramoji Rao lived as the interface between business and politics and was an active participant in both for most of his remarkable life.

The Theme Of Budget 2023 Will Be....

The Theme Of Budget 2023 Will Be....

Rediff.com13 Jan 2023

'It has been an ongoing process, talking to the relevant ministries about eliminating leakages and curbing non-core expenditure in various schemes.'

Pros and cons of Indian banks' cross-selling initiatives

Pros and cons of Indian banks' cross-selling initiatives

Rediff.com28 Dec 2020

In a bid to gain a bigger share of the customer's wallet, banks are ramping up their cross-selling initiatives.

Want To Invest In FDs? Read This

Want To Invest In FDs? Read This

Rediff.com26 Feb 2024

'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'

Filing of tax returns made compulsory for TDS/TCS over Rs 25,000

Filing of tax returns made compulsory for TDS/TCS over Rs 25,000

Rediff.com23 Apr 2022

The new amendment, which came into force on April 21, has been introduced to detect discrepancies between the expenses and incomes of people who do not have to file tax returns.

Other income saves the day for banks

Other income saves the day for banks

Rediff.com31 Jul 2009

Banks' net interest margins under pressure due to moderate income from advances.

7 Steps To Review Your Financial Goals

7 Steps To Review Your Financial Goals

Rediff.com17 May 2024

Dwaipayan Bose simplifies the whys and hows of revisiting your financial goals

Indians' funds in Swiss banks soars by 50% to over Rs 30,000 cr

Indians' funds in Swiss banks soars by 50% to over Rs 30,000 cr

Rediff.com17 Jun 2022

Funds parked by Indian individuals and firms in Swiss banks, including through India-based branches and other financial institutions, jumped to a 14-year-high of 3.83 billion Swiss francs (over Rs 30,500 crore) in 2021 on a sharp surge in holdings via securities and similar instruments while customer deposits rose as well, annual data from Switzerland's central bank showed on Thursday.

UP Dalits abandon BJP? Wins 8 of 17 SC seats, lowest in 3 polls

UP Dalits abandon BJP? Wins 8 of 17 SC seats, lowest in 3 polls

Rediff.com5 Jun 2024

The BJP had registered a one-sided victory on all the 17 SC-reserved seats in the 2014 Lok Sabha elections. But in 2019, out of these 17 seats, it lost Nagina and Lalganj seats to the Bahujan Samaj Party.

'Don't invest all your savings in the stock market'

'Don't invest all your savings in the stock market'

Rediff.com21 Jan 2022

Ajit Mishra, vice president, research, Religare Broking, answers your stock market queries.

So much for Modi's dream of 'cashless Bharat'

So much for Modi's dream of 'cashless Bharat'

Rediff.com8 Nov 2017

While Bihar and J&K have the least proportion of bank account holders using debit cards at PoS machines, Telangana's record is the highest.

Explained: Exemptions And Deductions For Salaried Employees

Explained: Exemptions And Deductions For Salaried Employees

Rediff.com1 Nov 2022

Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

Why depositors continue to flock co-op banks

Why depositors continue to flock co-op banks

Rediff.com10 Oct 2019

The interest offered is mostly 0.5 to 1 per cent more than what other banks offer. Moreover, customer service and long-term association spanning generations are also other reasons for the popularity.

He fought a bank and got back Rs 14 lakh

He fought a bank and got back Rs 14 lakh

Rediff.com9 Sep 2017

Thomas Ninad's bank account was defrauded of Rs 14 lakh under mysterious circumstances.

PPF, post office savings interest rates may fall

PPF, post office savings interest rates may fall

Rediff.com29 Sep 2015

Banks have been reluctant to transmit the entire policy rate cut by RBI to borrowers.

SIP Top-Ups Can Create More Wealth

SIP Top-Ups Can Create More Wealth

Rediff.com17 Jan 2024

SIP top-ups are especially beneficial for young investors, who may start with a small SIP installment and grow it over their working careers, says Dwaipayan Bose.

'Joshimath can't be saved. It's too late'

'Joshimath can't be saved. It's too late'

Rediff.com12 Jan 2023

'The entire public needs to be evacuated immediately. Any day, the entire town can collapse.'

Financial Freedom: One Woman's Inspiring Comeback

Financial Freedom: One Woman's Inspiring Comeback

Rediff.com6 Mar 2024

Inspired from a real life incident, this is the story of how Aarti buckled herself up after her divorce and rebuilt her financial life.

'How to avoid capital gain tax on sale of land?'

'How to avoid capital gain tax on sale of land?'

Rediff.com14 Mar 2024

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Who will gain the most from SBI's savings rate cut?

Who will gain the most from SBI's savings rate cut?

Rediff.com1 Aug 2017

Analysts expect banks with a strong deposit franchise to benefit from SBI's rate cut as they too are likely to follow the leader.

Be Careful About Festival Loan Offers

Be Careful About Festival Loan Offers

Rediff.com1 Dec 2023

'Look not just at the interest rate but also the processing fee.'

Investing in IPOs: What First-Time Investors Must Know

Investing in IPOs: What First-Time Investors Must Know

Rediff.com11 Jul 2024

Are you a first-time IPO investor? Even if IPOs appear attractive with expectations of high returns, they come with risks and complexities, cautions Sheetal Jhaveri and shares her checklist to help you navigate through the world of IPOs

Jump in small savings to burden govt

Jump in small savings to burden govt

Rediff.com22 Nov 2017

The Centre has to bear the maximum burden of borrowing NSSF loans to the tune of Rs 1 lakh crore.

RBI scheme: PMC depositors to be paid over a period of 3-10 years

RBI scheme: PMC depositors to be paid over a period of 3-10 years

Rediff.com22 Nov 2021

Inching closer to resolving the Punjab and Maharashtra Cooperative (PMC) Bank issue, the Reserve Bank on Monday came out with a draft scheme for takeover of the crisis-hit bank by the Delhi-based Unity Small Finance Bank (USFB). The draft scheme of amalgamation envisages takeover of the assets and liabilities of PMC Bank, including deposits, by USFB, thus giving a greater degree of protection for the depositors, the RBI said. In September 2019, the RBI had superseded the board of PMC Bank and placed it under regulatory restrictions, including cap on withdrawals by its customers, after detection of certain financial irregularities, hiding and misreporting of loans given to real estate developer HDIL.

Why Indian banks have failed miserably

Why Indian banks have failed miserably

Rediff.com30 May 2016

The size of the hole in today's banking crisis appears to be roughly 10 per cent of GDP.

Centre plans to revoke AFSPA, pull back troops in J-K, says Amit Shah

Centre plans to revoke AFSPA, pull back troops in J-K, says Amit Shah

Rediff.com26 Mar 2024

On the controversial AFSPA, the home minister said, "We will also think of revoking AFSPA."

HDFC - HDFC Bank merger: What's in store for the shareholders?

HDFC - HDFC Bank merger: What's in store for the shareholders?

Rediff.com12 Apr 2022

HDFC and HDFC Bank's merger - touted as India's biggest-ever corporate merger - pumped up shares of the two entities on the bourses. Shares of Housing Finance Development Corporation (HDFC) skyrocketed 9 per cent while those of HDFC Bank zoomed 10 per cent. In comparison, the benchmark S&P BSESensex and the Nifty50 indices settled 2.2 per cent higher on Monday.

2024 elections could be last in India if...: Kharge

2024 elections could be last in India if...: Kharge

Rediff.com30 Jan 2024

Congress president Mallikarjun Kharge on Monday expressed apprehension that the 2024 Lok Sabha elections would be the last opportunity for the people to save democracy, as Prime Minister Narendra Modi might prefer dictatorship in case his party wins the upcoming polls.

Time to privatise government owned banks

Time to privatise government owned banks

Rediff.com21 Jan 2021

The only feasible way to have a healthy banking sector could be making it mostly private, along with two or three large, better-run government banks, suggests T N Ninan.

LVB customers can access all services; interest rates remain same: DBS

LVB customers can access all services; interest rates remain same: DBS

Rediff.com30 Nov 2020

DBS Bank India on Monday said customers of Lakshmi Vilas Bank, which has now been merged with it, can continue to access all banking services, and interest rates on savings and fixed deposits are unchanged as of now. Lakshmi Vilas Bank (LVB) has now been amalgamated with DBS Bank India Ltd (DBIL), the wholly-owned subsidiary of DBS Group Holdings Ltd, DBS Bank India said in a statement.

Carry your bank everywhere, literally

Carry your bank everywhere, literally

Rediff.com22 Dec 2014

The preference for digital banking now cuts across all customer segments.

Budget 2024: 'We have to be intelligent'

Budget 2024: 'We have to be intelligent'

Rediff.com1 Nov 2023

'The global situation is not very good.'

What exactly happened at RBL Bank?

What exactly happened at RBL Bank?

Rediff.com21 Jan 2022

RBL Bank is no Yes Bank. It's not fraught with fraud. It's a story of limitless ambition and greed for growth under a leader who doesn't want to give up, says Tamal Bandyopadhyay.

Modi invokes Emergency in Rajya Sabha speech, Opposition walks out

Modi invokes Emergency in Rajya Sabha speech, Opposition walks out

Rediff.com3 Jul 2024

Prime Minister Narendra Modi Wednesday took the Congress to the cleaners over making the 2024 general elections about the protection of the Constitution, saying Indians voted on the plank only once when they threw out the Indira Gandhi government in 1977 after the Emergency.

INDIA's PM face will be ....: Rahul Gandhi puts speculation to rest

INDIA's PM face will be ....: Rahul Gandhi puts speculation to rest

Rediff.com5 Apr 2024

Speaking at the Congress manifesto launch programme, Gandhi said it is a much closer contest than what is propagated by the media, and expressed confidence in winning the polls.